This could include your pay stubs, and bank account and credit card statements. You can also store receipts from purchases, copies of utility and tax bills, and paperwork including insurance policies and medical records in your home filing system.
If you pay your bills online, use an online bank, or have electronic statements, you can save them on your computer too. It would be important to consider how you want to keep those files safe and to make backup copies of them on a flash drive or other storage device or with a web-based storage service. These include original birth, marriage, and death certificates, passports, Social Security cards, divorce decrees, wills, and documents such as titles to a car.
Your property records from the purchase of homes or rental properties can go in your home safe too. Some people put these documents in a safe deposit box at a bank, but that may make them difficult to access at night and on the weekends if you need them at home. Some choose to purchase a home safe or secure storage cabinet for these documents.
Others just keep the records in their home filing system. If you decide to purchase a home safe or storage cabinet, consider getting one that is water-proof, fire-proof, and burglar-proof. Storing a household inventory and video of your belongings in your safe is also recommended, along with a list of all of your important financial accounts too.
Many of the documents you would put in a home safe can also be put in a safe deposit box at a bank or post office. You can also consider putting a safe deposit box in the name of your living trust.
Even better, all proceeds from the sales go to charity! Here at Finally Family Homes, we serve youth aging out of foster care. Far too many youth lack the essential documents they need to succeed. You have a right to your records. The American Bar Association recommends providing a young adult exiting the system with the following additional documentation:. In addition, the American Bar Association recommends obtaining through a court order if necessary:.
If you are missing important documents or are having trouble tracking them down , the California Ombudsman for Foster Care website has a list of links to help you track them down.
Safewise recommends putting each important document in a plastic sleeve to protect them from spills. They then recommend placing them in a safety deposit box, home safe like this one at Walmart , or locked file cabinet. You need a back up.
I prefer plastic ones, which can help protect from water. If you prefer digital or online storage , there are different risks, but you gain the advantage of being able to access your documents when you are away from home. You may find some important documents that you do not want to keep. Any paperwork containing sensitive information requires proper disposal. Safewise writer, Hillary Johnston, recommends using the shredder. Filing cabinets are big, bulky, and rarely come in the exact size you need.
They can be plastic or fabric or whatever you prefer. Just pick something easily transported and that you can downsize and upsize as needed. As a reminder, your annual papers are papers you will either discard or put into important documents about once a year.
For our annual papers, we really like using these stacking plastic storage bins. They allow you to keep them out of sight in the closet, but also very protected. Having all your papers separated by one box per category can also help you to find what you need much faster. Inside the bins, we prefer hanging file folders like these. To make life even easier, be sure to mark the outside of the bin with the category of papers in it.
These dry erase chalk pens can write on plastic bins and so much more , and also easily wipe clean when you need make changes! Because you are likely to be accessing your reference papers more often than any other category, you may want to store them differently. You want them easy to access. You could put them in a decorative folder or bin, so it looks nicer sitting on a counter or on a bookshelf. Or you can keep it in the closet too in the same kind of bin.
Wait, weekly? Also include a list of accounts banking, investment, credit card , emergency contacts doctors, next of kin , and an inventory of household valuables. Back it all up on a disc, which should go to a trusted confidant or lawyer.
Protect yourself by investing in a crosscut shredder. Then take the in-and-out approach: When a new policy goes in, the old one goes out. Product Reviews. Home Ideas. United States.
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